ABOUT THIS COURSE

WHY ATTEND THIS COURSE?

The financial landscape is always changing; new tax laws are taking effect, the stock market is experiencing unprecedented volatility, and the cost of healthcare is rising. Now, more than ever, it is important to have sound financial strategies in place to ensure a successful retirement. Whether your objective is to build a nest egg, make federal tax laws work in your favor, or preserve your standard of living throughout retirement, this course will help you plan your future with confidence. 

who should attend?

This course has valuable information for everyone. We discuss the many ways to save for retirement and the advantages of each. You will learn how to avoid running out of money, secure your retirement income sources, and avoid penalties associated with early withdrawal. Most importantly, this course shows you how to assess your current financial situation and develop a personalized plan to pursue your retirement goals. 

 

PREVIEW AND OUTLINE

Without a successful retirement plan, you could run out of money, pay unexpected taxes, or be penalized for accessing your retirement funds early. This course will show you how to assess your financial situation and develop a personalized plan to achieve your retirement goals or create a clear financial plan for the remainder of your retirement. 

 
 
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RETIREMENT PLANNING STRATEGY & PROCESS

Retirement is your opportunity to finally kick back and relax. Enjoying your retirement is not just about the numbers. This section will give you some things to think about as you plan for travel, volunteering, and starting this new and exciting journey. You'll formulate your personal retirement plan, gain insight on a multitude of financial topics, and learn strategies to put a successful retirement plan in place.

 

YOU'LL LEARN:

A. Objectives of This Class
B. What are your Objectives?
C. What is Retirement Planning?
D. What are Retirement Planning Strategies?
E. SMART Goal Setting
F. Retirement Planning Process
G. Utilizing a Financial Planner
H. Life Planning in Retirement

 
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YOUR RETIREMENT SPENDING

People today are retiring earlier than ever and living longer than expected. While this offers a wide range of benefits for retirees, and it also presents more challenges and requires careful financial planning to make sure the money doesn’t run out. In this section, you'll learn how to avoid running out of money, plan ahead for inflation, find out how much you really need to retire, and if you're ready for retirement today. 

 

YOU'LL LEARN:

A. How to Avoid Running Out of Money
B. Inflation and Purchasing Power
C. Perception vs. Reality
D. How Much Will You Need to Retire?
E. Could you Retire Today?

 
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RETIREMENT FINANCIAL BASICS

What do you want your retirement to look like? Are your expectations realistic? Are you prepared for the impact that inflation and taxes will have on your retirement income? Most people have a very clear picture of what they want their retirement to look like, but they are not confident that their current plan will be able to make it happen. This section is designed to give you the tools you need to build a foundation for your retirement goals. 

 

YOU'LL LEARN ABOUT:

A. Financial & Cash Flow Statement
B. Cash Management Strategy
C. Credit & Debt
D. Bad Debt Elimination
E. Compound Earnings
F. Rule of 72

 
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TAXES AND YOUR RETIREMENT

Becoming familiar with tax laws can help you to keep more of what you make and send less to the government. Some of the richest people in the world find tax laws fascinating; they’ve figured out how to use tax laws to keep more money in their pockets. Your personal finances are affected by taxes more than you probably know. This section will cover tax laws and how tax strategy is a crucial part of any retirement plan.

 

YOU'LL LEARN:

A. Tax Terms
B. Tax Brackets
C. New Tax Law Changes
D. Tax Strategies

 
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RETIREMENT INCOME SOURCES

Did you know that there are multiple options when it comes to claiming Social Security? Have you maximized your employer pension benefits to potentially receive the maximum income? This section will identify the main sources of retirement income, the pros and cons of each, and will give you the tools you need to manage those income streams. 

 

YOU'LL LEARN AbOUT:

A. Personal Retirement Sources
B. Employer-Sponsored Retirement Accounts
C. Social Security

 
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WITHDRAWAL PLANNING

Once you have retired, you will need to activate income from other sources to replace income from your employment. Utilizing the best strategy can benefit you by helping minimize taxes as well as provide for longevity of your assets. In this section, you will learn about different distribution methods and the pros and cons of each, how to avoid penalties on retirement income, and what to do if you need early access to your retirement funds.

 

YOU'LL LEARN AbOUT:

A. Taking Money out of Retirement Plans
B. Retirement Plan Distribution Choices
C. Tax Considerations
D. Early Retirement Considerations
E. Required Minimum Distributions

 
 

THIS COURSE INCLUDES:

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CLASSROOM INSTRUCTION

Retirement Planning 101 is both enjoyable and educational. Classes are led by Josh W. Strittmatter, CFP®, CRC®, who fills the presentation with valuable information and real-life experiences. He encourages an interactive format where participation and questions are welcome.

course textbook

This course includes a textbook with examples and interactive material that is yours to keep. The book is written in easy-to-understand language and will help you follow along throughout the presentation.

comprehensive learning

Unlike financial seminars that focus on
one topic, this course is designed to help you see the “big picture.” You will have an opportunity to learn about the many aspects of personal finance and how they can work together to create a successful retirement plan. This course is educational, and no financial products are discussed or sold to you.

optional consultation

If you have questions that are personal in nature or would like to find out more about retirement planning, you may arrange to meet privately with your instructor after the course is complete. This consultation is complimentary for class attendees but is not required.

 
 
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your instructor

Your instructor is Josh W. Strittmatter, CFP®, CRC®. He teaches courses on Retirement Planning 101 at several local colleges and universities as well as educational workshops on investment management and Social Security.