FINANCIAL EDUCATION

Financial education is our passion. At Strittmatter Wealth Management Group, we offer classes through local colleges from Retirement Planning, Estate Planning, Long-Term Care and more. 

 
 

Retirement Planning Strategies

The financial landscape is al­ways changing; new tax laws are taking effect, the stock market is experiencing unprecedented volatility, and the cost of healthcare is rising. Now, more than ever, it is important to have sound financial strategies in place to ensure a successful retirement. Whether your objective is to build a nest egg, protect your assets or preserve your standard of living throughout retirement, this course will help you plan your future with confidence. 

Who should attend?

This course has valuable information for everyone. We discuss the many ways to save for retirement and the advantages of each. You will learn how to save money on taxes, maximize your employer benefits and explore the many opportuities to enjoy the retirement phase of life. Most importantly, this course shows you how to assess your current financial situation and develop a personalized plan to pursue your retirement goals. 

Register to learn how to:

  • Manage debt and improve cash flow

  • Determine how much money you need to retire

  • Establish clear goals and objectives to stay on course for retirement

  • Ensure your retirement income will preserve your desired standard of living

  • Compare IRA's and Roth IRA's and determine how to make them work for you

offered at the following higher education institutions:

Only 18% of workers are very confident that they are doing a good job of preparing for retirement.”
— Employee Benefit Research Institute, 2017

Wills, Trusts & Estate Planning

Estate planning is a complex and confusing area of our lives. It is often one of the last items that people take care of because of procrastination or confusion over what is needed. Now, more than ever, it is important to have a sound estate plan in place.  Without an estate plan you lose control of the distribution of your estate and you may incur unnecessary costs and taxes. By attending this class, you will learn more about the tools and strategies that are needed to protect your assets and give you back control over decisions that will affect you and your family moving forward.

Who should attend? 

Anyone can benefit from this course. We will discuss the many ways to plan your estate as well as teach you strategies that you can utilize to protect your assets. You will learn about how to choose between a will or a trust, how your estate will be taxed, how to protect your assets from creditors and the government. Most importantly, this course provides you with the tools that you will need to make key decisions around your estate.

register to learn how to:

  • The benefits and importance of having an estate plan

  • The differences between wills and trusts

  • How to plan for incapacitation, and what to do when a loved one dies

  • How to avoid probate and its associated costs, and minimize taxes

  • Strategies to protect your assets from creditors and the government

offered at the following higher education institutions:

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Did you know probate can cost up to 5-10% of your estate’s value?”
— Legalzoom.com, 2015
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Long-Term Care Planning

Long-term care is a range of services and supports you may need to meet your personal care needs. Most long-term care is not medical care, but rather assistance with the basic personal tasks of everyday life. Recent research suggests that most Americans turning age 65 will need long-term care services at some point in their lives. It is important to understand Long-Term Care planning to prepare for the care you receive. Whether your objective is to understand Medicare and Medicaid benefits, learn the legal steps you should take to ensure your well-being or discover how to build an advance-care plan, this course will help you plan your future with confidence. 

offered at the following higher education institutions:

 
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Someone turning age 65 today has almost a 70% chance of needing some type of long-term care services in their remaining years.”
— The Administration for Community Living, 2017

Social Security Optimization

Social Security Optimization is designed to shed light on the complexities surrounding your social security eligibility and benefits. This course covers the major parts of Social Security. New tax laws are always taking effect, and now, more than ever, it is important to understand Social Security strategies to maximize the benefits you receive. Whether your objective is to avoid a reduction of benefits, continue working while claiming benefits or learn about Social Security and your pension, this course will help you plan your future with confidence. 

Who should attend?

This course has valuable information for everyone. We discuss the many strategies to maximize your Social Security benefits. You will learn the best age to start collecting benefits, how taxation affects your benefits and what new law changes may affect you. Most importantly, this course shows you how to get the most out of your Social Security and develop a personalized plan to pursue your goals. 

register to learn:

  • The best age to start collecting Social Security benefits

  • How to get the most money out of your Social Security benefits

  • How government pensions like TRS and TMRS will affect your benefits

  • Taxation of Social Security benefits and how to minimize it

  • How the 2017 Social Security law changes may affect you

offered at the following higher education institutions:

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Did you know that 66 million people received benefits from programs administered by the Social Security Administration (SSA) in 2016?”
— Social Security Administration, 2017
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